In Massachusetts a few months ago, a local court awarded $21 million to the parents of a toddler who died after falling into the family's septic tank six years earlier.The family blamed the child's 2006 death on a badly seated tank cover that flipped over when the 3-year-old boy stepped on it, flipping him into the tank, where he drowned. They sued eight contractors. Seven of them agreed to settle, for confidential amounts that made up a portion of the total $21 million.A home inspector who didn't take part in the settlement was saddled with the remaining portion, although that









