Ray Birchmeier is a fourth-generation Michigan farmer. And up until the spring of 2012 he also had 120 cows to milk twice a day. But when times got tough, he and his brother Doug added a septic service and portable restroom business to their daily chores. It turned out to be a good move.But then the unthinkable happened. Doug, only 41, died suddenly of an aneurysm. It was a devastating personal loss for the family. But with remarkable foresight, the brothers had put in place a business plan that protected the company and continued to provide an income for the




















