There’s a paradox at the heart of insurance: You have to buy it, but you hope you’ll never need to use it.If you’re a business owner, you might feel slightly annoyed by that. Who wants to buy something and not use it? But knowing the types of insurance you need — and how much of each you need to be adequately protected — is critical for all small-business owners, because it can be a business-saver if you do need to use it.The information below is a good primer if you’re questioning your own policies.What kind of insurance do I need?General
