Health benefits to cover your employees when they’re sick are a necessary expense. But have you ever thought of doing more – encouraging them to make healthier choices?A workplace wellness program is no substitute for a health plan, but over time, it could help you reduce your benefits costs. And it pays off in other ways, too.Employers who offer wellness programs report reduced sick time, heightened productivity, and even a boost in morale and teamwork, says Julie Stich, research director for the International Foundation of Employee Benefit Plans. The Wisconsin-based organization conducts research and advises employers on benefit trends and













