After months of clearing hurdles, Ronnie Daniels of Brewster, N.Y., achieved his dream of opening his own business — Ronnie’s Septic Tank Service Inc. — in April 2009. Daniels decided to strike out on his own after working for several years as a driver for a septic service in suburban New York City. He felt that as a sole proprietor he could offer a high level of personal service that would generate referrals and repeat business in an area dominated by upscale homes. To keep overhead low and quality high, he intended to specialize in septic pumping, inspections and small
