We like to think of the end of the year as a festive occasion, but it’s something else, too: the opening to tax season.As you get ready to file your 2013 tax returns, neither you nor your financial advisor should forget about some specific provisions that will ensure you get the maximum savings allowed on your 2013 bill. And although you might not be happy about it, you also will need to know about changes that could increase your bill as well.If you’re reading this before New Year’s Eve, you may still have time to take some actions that can
